Buying a house is never easy. And buying a house on the Peninsula with sky-high real estate prices that go hand-in-hand with the pleasant climate, first-class parks and spirit of innovation can pose a special challenge. Victor dreamed of buying a home and living on the Peninsula but found the steep price tag daunting. So, he found a creative way to fulfill his goals without breaking the bank. He financed building a new home in the San Carlos hills along with a two-bedroom, two-bath second unit. The twist? He rents out the main house to generate income as an investment property and lives in the second unit. This arrangement allows him to receive all ofthe benefits of living in a quiet neighborhood with great views. How well has it worked out? He was single when he started construction and now he’s married and looking to the future. Having achieved his goals, now he would like to follow his formula for success and “do this all again.”